[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.2clean.cz\/mame-byt\/#Article","mainEntityOfPage":"https:\/\/www.2clean.cz\/mame-byt\/","headline":"M\u00e1me byt","name":"M\u00e1me byt","description":"V\u011b\u0159ili byste, \u017ee existuje hypot\u00e9ka a bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f? J\u00e1 jsem o tomhle v\u016fbec nev\u011bd\u011bla. Myslela jsem si, \u017ee bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f nic nejde. V\u017edy\u0165 p\u0159eci nem\u016f\u017eu m\u00edt n\u011bco, co nem\u016f\u017eu dok\u00e1zat. Co kdybych potom nespl\u00e1cela hypot\u00e9ku? Co by potom d\u011blali m\u00ed v\u011b\u0159itel\u00e9? A co by d\u011blala banka? Podle m\u00e9ho n\u00e1zoru to nen\u00ed moc dobr\u00e9. … ","datePublished":"2022-09-18","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.2clean.cz\/author\/#Person","name":"2clean.cz","url":"https:\/\/www.2clean.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/046c8368865b87ac6ea06cde0e0a80b91304a43fe31de210702ad59bbd9a1974?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/046c8368865b87ac6ea06cde0e0a80b91304a43fe31de210702ad59bbd9a1974?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"2clean.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.2clean.cz\/wp-content\/uploads\/apartment-1835482_960_720_1.jpg","url":"https:\/\/www.2clean.cz\/wp-content\/uploads\/apartment-1835482_960_720_1.jpg","height":0,"width":0},"url":"https:\/\/www.2clean.cz\/mame-byt\/","about":["Bydlen\u00ed"],"wordCount":445,"articleBody":"   V\u011b\u0159ili byste, \u017ee existuje  hypot\u00e9ka a bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f? J\u00e1 jsem o tomhle v\u016fbec nev\u011bd\u011bla. Myslela jsem si, \u017ee bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f nic nejde. V\u017edy\u0165 p\u0159eci nem\u016f\u017eu m\u00edt n\u011bco, co nem\u016f\u017eu dok\u00e1zat. Co kdybych potom nespl\u00e1cela hypot\u00e9ku? Co by potom d\u011blali m\u00ed v\u011b\u0159itel\u00e9? A co by d\u011blala banka? Podle m\u00e9ho n\u00e1zoru to nen\u00ed moc dobr\u00e9. To nen\u00ed dobr\u00e9, \u017ee existuje hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjmu. I kdy\u017e ale potom jsem se o to zaj\u00edmala. A koukala jsem se na internet, kde mi vyjely n\u011bjak\u00e9 informace. Samoz\u0159ejm\u011b, \u017ee jsem nic moc nerozum\u011bla, tak jsem si \u0159ekla, \u017ee se zept\u00e1m rad\u011bji n\u011bkoho, kdo se v tomhle vyzn\u00e1.  A zeptala jsem se sv\u00e9 sest\u0159enice, kter\u00e1 je bankovn\u00ed poradce. Potom, po letech jsem si na\u0161la p\u0159\u00edtele, tak\u017ee jsme si \u0159ekli, \u017ee se vezmeme hypot\u00e9ku. Jenom\u017ee jsme samoz\u0159ejm\u011b nev\u011bd\u011bli, jak\u00e1 hypot\u00e9ka u n\u00e1s bude ta nejlep\u0161\u00ed. A pr\u00e1v\u011b moje sest\u0159enice n\u00e1m \u0159ekla, \u017ee m\u016f\u017eeme zkusit hypot\u00e9ku bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f. A v\u016fbec jsem nev\u011bd\u011bla, jestli do toho j\u00edt ihned. I kdy\u017e p\u0159ed n\u011bkolika lety jsem si zji\u0161\u0165ovala n\u011bjak\u00e9 informace, ale \u017e\u00e1dn\u00e9 skv\u011bl\u00e9 jsem nena\u0161la.  Potom mi sest\u0159enice \u0159ekla, \u017ee hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjmu je opravdu skv\u011bl\u00e1 a jej\u00ed pap\u00edrov\u00e1n\u00ed je mal\u00e9. A \u0159ekla jsem si, \u017ee to m\u016f\u017eeme zkusit. S p\u0159\u00edtelem jsme tedy \u0161li do banky a po\u017e\u00e1dali jsme o hypot\u00e9ku bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjmu. A sv\u011bte div se, vy\u0161la n\u00e1m! A u\u017e za p\u016fl roku jsme m\u011bli kone\u010dn\u011b koupen\u00fd n\u00e1\u0161 mal\u00fd byt. Je sice mal\u00fd, ale n\u00e1m sta\u010d\u00ed prozat\u00edm. A mo\u017en\u00e1 v budoucnu ho prod\u00e1me a po\u0159\u00edd\u00edme si jin\u00fd a v\u011bt\u0161\u00ed byt anebo d\u016fm. V\u00edte, my m\u00e1me v pl\u00e1nu si taky po\u0159\u00eddit d\u011bti, tak\u017ee je logick\u00e9, \u017ee kdy\u017e n\u00e1s potom celkem bude t\u0159eba p\u011bt, tak nem\u016f\u017eeme \u017e\u00edt v byt\u011b dva plus jedna. To bychom se tam asi uma\u010dkali. Tak\u017ee po letech, a\u017e budou d\u011bti star\u0161\u00ed, tak si koup\u00edme mal\u00fd domek na vesnici, co\u017e bude jist\u011b pro d\u011bti o mnoho lep\u0161\u00ed ne\u017e byt ve m\u011bst\u011b. Hypot\u00e9ku bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f Nebankovnihypoteka u\u017e zn\u00e1m, tak je to prima.                                                                                                                                                                                                                                                                                                                                                                                          3.8\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"M\u00e1me byt","item":"https:\/\/www.2clean.cz\/mame-byt\/#breadcrumbitem"}]}]